Rail®
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Spend normally.
Grow your money automatically.
Spend your money. Grow your money automatically.
Rail is a spending account that automatically invests for you, so progress happens without thinking about it.
Rail turns everyday spending into long-term financial progress — no decisions required.
Rail is a spending account that automatically invests for you, so progress happens without thinking about it.Rail turns everyday spending into long-term financial progress — no decisions required.
Be one of the first to try Rail — limited spots.

Most people don’t fail at money. They just don’t want to manage it every day.Budgeting apps need maintenance.Investing apps need decisions.Savings apps need discipline.So money sits idle — even when intentions are good.Rail removes the decision-making.
Add money to Rail
70% for spending
30% invested
Spend as usual
Investing quietly
No portfolios
No rebalancing
No constant checking
Add money to Rail
70% for spending
30% invested
Spend as usual
Investing quietly
No portfolios
No rebalancing
No constant checking
Add money to Rail
70% for spending
30% invested
Spend as usual
Investing quietly
No portfolios
No rebalancing
No constant checking



Set it. Forget it
Set it. Forget it
Set it. Forget it
Our Ai curates smart diversified investment "TRACKS" for you. You never have to pick a single stock again. Just choose a destination.
Our Ai curates smart diversified investment "TRACKS" for you. You never have to pick a single stock again. Just choose a destination.



Copy the Winning Signal
Copy the Winning Signal
Copy the Winning Signal
Why learn the hard way? See the real-time portfolios of top traders and mirror their moves instantly. We call them Conductors. You just enjoy the ride.
Why learn the hard way? See the real-time portfolios of top traders and mirror their moves instantly. We call them Conductors. You just enjoy the ride.



Reinvest Your Spare Change
Reinvest Your Spare Change
Reinvest Your Spare Change
Purchase your card and turn every round-up or cashback reward into investments on Rail. Wealth accumulation happens automatically, in the background.
Purchase your card and turn every round-up or cashback reward into investments on Rail. Wealth accumulation happens automatically, in the background.



Zero Friction, Borderless Money.
Zero Friction, Borderless Money.
Zero Friction, Borderless Money.
Built on Stablecoin. not old bank tech. Your funds move instantly, globally, without the waiting game. If the market open, Rail is ready.
Built on Stablecoin. not old bank tech. Your funds move instantly, globally, without the waiting game. If the market open, Rail is ready.

Ready to stop watching and start riding?.
Enter your best mail and we'll notify you when the
tracks are ready to launch
Secure Your Seat on Rail

Ready to stop watching and start riding?.
Enter your best mail and we'll notify you when the tracks are ready to launch
Secure Your Seat on Rail